New Homes at Two Willows Preserve Include Many Upgrades ...

new homes in BufordFor most families, a new home is the biggest investment they?ll ever make. If you?re currently searching for the perfect home, visit Two Willows Preserve in Buford, Ga. Not only are the homes here affordable (prices start in the $180?s), but they also include many upgrades as standard features.

Every kitchen has 36-inch wood cabinetry, granite countertops, tile backsplash, stainless steel appliances and undermount stainless steel sinks. Oversized master suites include spacious walk-in closets, garden tubs, separate showers and more. Other interior appointments include hardwood flooring in kitchen and breakfast rooms; iron spindles on foyer stairs; 5-inch crown moulding in great room and foyer; and bronze finish lighting and bathroom fixtures. Many of our floor plans also have third-floor unfinished bonus areas that can be transformed into home theaters, game rooms or additional bedrooms.

All of our homes are also SmarterLiving homes, which means that you?ll enjoy more energy-saving features that will help cut down on monthly utility bills.

In addition to affordable, quality homes, Two Willows Preserve also provides families with an amazing location near some of Gwinnett?s top destinations. Imagine taking your family to Bogan Park, Lake Lanier, Mall of Georgia, Gwinnett Center and Road Atlanta ? all at a moment?s notice.

Visit Two Willows Preserve today and see why investing in this community will pay dividends for years to come.

For more information, call 678-804-8828 or go to http://twowillowspreserve.com.

Source: http://www.atlantarealestateforum.com/new-homes-at-two-willows-preserve-include-many-upgrades-58243/

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How To Apply For Auto Loans | Golden Wisdom Nuggets - Sam ...

Sometimes people find vehicles they want before considering the auto loans that are available. The wiser approach might be to look into finance plans before going to shop the car lots. Having an idea of possible financing allows you to shop with confidence.

Different types of car financing plans suit different people. People with above average credit qualify for the best finance plans. Advertisements for significant amounts of cash back target those with the best credit scores. Low interest rates and low monthly payments usually go to people who have sterling credit.

Financing does exist for people with less than excellent credit. Automobile companies sometimes provide financing specifically aimed at those with below average credit. Across the country, several businesses give car financing to people with damaged credit. Hometown car dealers often offer cars to buyers with sub prime credit.

Leased transportation can also be financed with auto loans. As with buying cars, the best leases go to the people with the best credit. Still, it is also possible to lease a vehicle if you have sub prime credit. Generally, people with below average credit will be offered leases on previously owned vehicles.

Have a look at your credit history before asking to get car loan. Make significant payments on large debts. Check out your credit rating, too. Make note of overdue accounts. Get together the info needed to apply for vehicle financing.

Folks like to visit car lots. Not being able to get financing after finding a car is distressing. Do not set yourself up for the disappointment of not being able to buy an automobile. Look into auto loans ahead of going out to vehicle showrooms. Time spent on research will make it possible to more easily get the car you want.

HertzCarSales has eliminated the middle man! See for yourself by checking out our hertz car rental inventory, and you?ll get used car prices now!

Source: http://www.goldenwisdomnuggets.mobi/how-to-apply-for-auto-loans-2/

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Source: http://lopez393.typepad.com/blog/2012/03/how-to-apply-for-auto-loans-golden-wisdom-nuggets.html

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Some Facts About Facelift | New Health and Fitness

New Health And Fitness.Org - Health Information You Can Use

A facelift is the operative elimination of undesired fat, skin and other cells from the face. It?s one of the most popular cosmetic surgeries in the United states, with about 112,955 procedures performed in 2010. The surgical procedure is used to treat sagging skin, troughs or deep creases, including marionette lines from the nose to the corners of the mouth, jowls, free skin and fat that has somehow distorted the face.

A human being who wants a facelift should interview at the very least 3 beauty surgeons before they decide on one to perform the surgery. The surgeon should be certified by the American board of Plastic surgical treatment and should ideally have at minimum five years of experience in beauty surgical procedure. They should also have hospital privileges with at the very least one accredited or certified hospital. The doctor should also be able to honestly reply the affected person?s inquiries about the surgical procedure and what a facelift might be able to do for them.

Before the procedure, the affected person will be examined to make sure they?re a good candidate for the surgical procedure. Their physician will also tell them to stop taking any medication which might have an anti-clotting effects. Depending on the extent of the surgery, the patient might be able to go home the same day or devote a few days in the hospital. In any case, they should have someone deliver them home and stay with them for at the bare minimum a couple of nights after their surgery.

The patient may be given a local anesthesia or general anesthesia via inhalation and injection. During the operation the surgeon makes incisions where scarring will be less likely to be seen, usually round the hairline. The surgeon is careful to tie off even tiny blood vessels during the operation so scarring will be minimal. Then, flaps of skin are cut away from around the eyes and face and the excess is trimmed away. The doctor might also operate under the chin to help with the look of the patient?s neck.

in the course of the operation the surgeon might also add facial implants, transplant fat from other sites in the individual?s body and perhaps resurface the facial skin to improve its tone.

The flaps of skin are then closed with fine sutures which can usually be removed after a week. Bandages, ice packs and drainage tubes are applied to reduce bleeding and swelling.

The affected person should have a complete recuperation and an improvement in their seems. Many experts believe that the sign of a very well done facelift Toronto is that the patient doesn?t look like they?ve had surgical procedure but that they?ve just come home from a splendid and restful vacation. recuperation might take about a month and a half.

The affected person should rest, but try to get back to work and normal activity as soon as they feel up to it. They should avoid strenuous exercise for about six weeks and can drive, if they have to, about three days after they come home form the hospital. The doctor might prescribe pain medications, medicines and stool softeners to help with restoration.

A face lift Toronto could be the right procedure for you look as young as you feel. Consult to a cosmetic surgeon for more information on eyelid surgery Toronto.

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Source: http://newhealthandfitness.org/2012/02/28/some-facts-about-facelift/

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Collecting a LLC on California ? Shower Doors Tub Enclosure Glass

I am truly lawyer, We are a Ruling Broker. The next few paragraphs is my estimation, and not legal services, based at my practical knowledge in Florida, and protocols vary during each condition. If one ever desire any legal services or a way, please contact an attorney at law. However, comprehend that you must maintain the particular records plus renew New Jersey LLC at common intervals.

Claimed knowledgeable researcher Darren Hill, "A corporation Pennsylvania LLC formation a key body regarding management design." This is normally accomplished by using a Board regarding Directors. Every corporation is known for a Board and your members will be elected by way of the shareholders so that you can serve words and phrases. The Board offers the authority to look after the business. 4. Your landscape designs LLC completes a career in June however the client fails to send that you simply check until finally September.

Keep in mind Corporation taxation statements are thanks March 14th plus LLC plus Partnership MO LLC are thanks April 18th at the moment. A member-managed LLC is that monitored by it has the members. Simply because required by means of Delaware LLC Legal requirements Section 18-201, it must are the name on the company, the identify and address on the registered professional, and contain any different matters that your particular company chooses to feature. YOUR creditor receives a wisdom against one for $100,000 plus forecloses within your LLC awareness. Three essential factors which may determine in cases where an utility protection plan is recognized as legal plus ethical will be: timing, motive and paperwork. If any LLC is made long in advance of a obligation is got or the particular judgment is normally executed you will see less questions concerning legitimacy on the action. Those are simply the concept differences involving the three most favored entities. Nevertheless, when choosing to set up a business you need to consider different less popular varieties legal agencies, as all those might reply to particular needs on the business. com/form-an-llc-2. Finally, corporation by-laws disclose in characteristic how almost the entire package governance works out so all of us understands plus plays by way of the rules. When compared to, limited obligation companies include very simplified governance plus structure.

Source: http://www.shrcc.net/collecting-a-llc-on-california/

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Microsoft Never Stopped Innovating: Still A Good Value Stock

Microsoft (MSFT) has had a huge impact in everybody's lives in one way or another, and currently the company is being blamed for lacking innovation. The investors haven't been too kind to the company either. In the last 10 years, Microsoft's stock price appreciated by a measly 6.45% despite the company's generous dividend payments. Let's take a closer look at Microsoft (click to enlarge image):

Past of Microsoft

In the last decade, Microsoft's book value grew from $54.30 billion to $64.12 billion. This translates into a growth of 18.09%, which is less than 2% per year. The company's revenues grew at a much faster rate within the same time period, up to $20.89 billion from $7.25 billion. This is a growth of 188%. Furthermore Microsoft's EPS (TTM) grew by 380% from 57 cents to 2.76 during the same period. At first, this may sound impressive, however keep in mind that the huge EPS growth of Microsoft carried the company's P/E value from 52 to 11. This means the company might have been overpriced 10 years ago and its price might have been closer to its fair valuation at the moment. In addition, Microsoft's free cash flow grew by 93% in the last decade. This means Microsoft kept growing at a decent rate in the last 10 years in terms of earnings, revenues and free cash flow.

Present of Microsoft

The perception investors usually have of Microsoft is a company that stopped innovating and growing long time ago. However, this may not be all that accurate. Currently there are several avenues that help generate revenues for the company:

  1. Microsoft develops, licenses and supports its software products.
  2. Microsoft offers a wide range of IT services to individuals and organizations.
  3. Microsoft designs and sells hardware products such as its game console XBox.
  4. Microsoft offers online advertising through many avenues including its search engine, Bing.

In the last quarter, Microsoft's revenues grew by 5%. The growth was stronger in emerging markets than in developed nations.

Future of Microsoft

There are several items that shed light into future growth opportunities of Microsoft.

Microsoft signed an agreement with Nokia (NOK) to form a strategic alliance in mid 2011. According to the agreement, the two companies will produce and sell mobile phones and systems together. More specifically, Nokia will produce Windows phones with help of Microsoft, and Microsoft will get licensing fees from Nokia. This move will allow Microsoft to increase its presence in the mobile phone market. In fact, Nokia already started production and sale of these phones. This will also generate additional advertisement revenues for the company.

Microsoft currently offers a product called Windows Embedded Automotive, which allows many functions in cars. Currently Ford's Sync system runs on Windows Embessed Automative. This system allows many features to car drives including hands-free calling, audible sms messages, instant voice recognition and being able to listen to music through one's ipod. In the future, this will be a growth avenue for Microsoft as many people in the World are replacing their older cars with newer ones.

Microsoft's penetration into emerging markets will help the company's growth in the future. There are many companies in these markets that keep growing and in need of strong software and network services. The company's business application products such as Exchange, SharePoint, Lync and Dynamics CRM will continue to post strong revenue growth in the near future.

Microsoft's business infrastructure solutions such as Windows Server, Hyper-V and System Center contributed greatly to the company's recent growth and they will continue to do so for a long time. The company reports that there is very strong demand for these products at the moment.

In 2012 and beyond, the company's new products Windows Server 8, SQL Server 2012 and System Center 2012 should help it gain significant market share among businesses.

A Word on Competition

Microsoft is a technology company and there is great amount of competition in every facet of technology. For example, Microsoft's main product The Windows operating system has two major competitors Apple (AAPL) and Google (GOOG). The company's business networks, software and infrastructure competes with IBM (IBM), Oracle (ORCL), Hewlett Packard (HP) among others. Microsoft's gaming and entertainment system, XBox, faces competition from Sony (SNE) and Nintendo (NTDOF.PK). Furthermore, the company's mobile phone alliance with Nokia faces competition from Apple, Samsung, Google and other major players.

Apple's products compete with Microsoft at every level. It's phones, software, operating system and hardware compete directly with Microsoft. Apple is gaining market share very rapidly, however Microsoft still has a very large audience who cannot afford Apple's expensive products. I believe the biggest threat to Microsoft's business sector comes from IBM. (Please see my IBM article for a further analysis of the company.)

The company has to reinvent itself in order to keep competing with these major players. So far, it's been doing a fine job at that.

Conclusion

I believe that Microsoft never stopped innovating or growing. The perception of Microsoft in the market is somewhat inaccurate. Moreover, the company has healthy finances and strong dividend growth history. Analysts generally rate the company as Buy or Hold with median target price of $34 which provides an upside of 10% from its current price. I believe Microsoft is a good value stock and I recommend it to most investors, particularly dividend investors.

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.

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Source: http://seekingalpha.com/article/392891-microsoft-never-stopped-innovating-still-a-good-value-stock?source=feed

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Dental pulp stem cells transformed by 'bad breath' chemical

[ Back to EurekAlert! ] Public release date: 26-Feb-2012
[ | E-mail | Share Share ]

Contact: Joe Winters
joseph.winters@iop.org
44-794-632-1473
Institute of Physics

Japanese scientists have found that the odorous compound responsible for halitosis otherwise known as bad breath is ideal for harvesting stem cells taken from human dental pulp.

In a study published today, Monday 27 February, in IOP Publishing's Journal of Breath Research, researchers showed that hydrogen sulphide (H2S) increased the ability of adult stem cells to differentiate into hepatic (liver) cells, furthering their reputation as a reliable source for future liver-cell therapy.

This is the first time that liver cells have been produced from human dental pulp and, even more impressively, have been produced in high numbers of high purity.

"High purity means there are less 'wrong cells' that are being differentiated to other tissues, or remaining as stem cells. Moreover, these facts suggest that patients undergoing transplantation with the hepatic cells may have almost no possibility of developing teratomas or cancers, as can be the case when using bone marrow stem cells," said lead author of the study Dr. Ken Yaegaki.

The remarkable transforming ability of stem cells has led to significant focus from research groups around the world and given rise to expectations of cures for numerable diseases, including Parkinson's and Alzheimer's.

In this study, Dr. Ken Yaegaki and his group, from Nippon Dental University, Japan, used stem cells from dental pulp the central part of the tooth made up of connective tissue and cells which were obtained from the teeth of dental patients who were undergoing routine tooth extractions.

Once the cells were sufficiently prepared, they were separated into two batches (a test and a control) and the test cells incubated in a H2S chamber. They were harvested and analysed after 3, 6 and 9 days to see if the cells had successfully transformed into liver cells.

To test if the cells successfully differentiated under the influence of H2S, the researchers carried out a series of tests looking at features that were characteristic of liver cells. In addition to physical observations under the microscope, the researchers investigated the cell's ability to store glycogen and then recorded the amount of urea contained in the cell.

"Until now, nobody has produced the protocol to regenerate such a huge number of hepatic cells for human transplantation. Compared to the traditional method of using fetal bovine serum to produce the cells, our method is productive and, most importantly, safe" continued Dr. Yaegaki.

Hydrogen sulphide (H2S) has the characteristic smell of rotten eggs and is produced throughout the body in the tissues. Although its exact function is unknown, researchers have been led to believe that it plays a key role in many physiological processes and disease states.

###

From Monday 27 February, this paper can be downloaded from http://iopscience.org/1752-7163/6/1/017103


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


[ Back to EurekAlert! ] Public release date: 26-Feb-2012
[ | E-mail | Share Share ]

Contact: Joe Winters
joseph.winters@iop.org
44-794-632-1473
Institute of Physics

Japanese scientists have found that the odorous compound responsible for halitosis otherwise known as bad breath is ideal for harvesting stem cells taken from human dental pulp.

In a study published today, Monday 27 February, in IOP Publishing's Journal of Breath Research, researchers showed that hydrogen sulphide (H2S) increased the ability of adult stem cells to differentiate into hepatic (liver) cells, furthering their reputation as a reliable source for future liver-cell therapy.

This is the first time that liver cells have been produced from human dental pulp and, even more impressively, have been produced in high numbers of high purity.

"High purity means there are less 'wrong cells' that are being differentiated to other tissues, or remaining as stem cells. Moreover, these facts suggest that patients undergoing transplantation with the hepatic cells may have almost no possibility of developing teratomas or cancers, as can be the case when using bone marrow stem cells," said lead author of the study Dr. Ken Yaegaki.

The remarkable transforming ability of stem cells has led to significant focus from research groups around the world and given rise to expectations of cures for numerable diseases, including Parkinson's and Alzheimer's.

In this study, Dr. Ken Yaegaki and his group, from Nippon Dental University, Japan, used stem cells from dental pulp the central part of the tooth made up of connective tissue and cells which were obtained from the teeth of dental patients who were undergoing routine tooth extractions.

Once the cells were sufficiently prepared, they were separated into two batches (a test and a control) and the test cells incubated in a H2S chamber. They were harvested and analysed after 3, 6 and 9 days to see if the cells had successfully transformed into liver cells.

To test if the cells successfully differentiated under the influence of H2S, the researchers carried out a series of tests looking at features that were characteristic of liver cells. In addition to physical observations under the microscope, the researchers investigated the cell's ability to store glycogen and then recorded the amount of urea contained in the cell.

"Until now, nobody has produced the protocol to regenerate such a huge number of hepatic cells for human transplantation. Compared to the traditional method of using fetal bovine serum to produce the cells, our method is productive and, most importantly, safe" continued Dr. Yaegaki.

Hydrogen sulphide (H2S) has the characteristic smell of rotten eggs and is produced throughout the body in the tissues. Although its exact function is unknown, researchers have been led to believe that it plays a key role in many physiological processes and disease states.

###

From Monday 27 February, this paper can be downloaded from http://iopscience.org/1752-7163/6/1/017103


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2012-02/iop-dps022312.php

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Seattle Waterfront Real Estate Starts 2012 With $350k Lake Union ...

Seattle waterfront homesWaterfront home sales in Seattle began with an affordable waterfront abode on Lake Union and a luxury waterfront estate on Lake Washington. ?With sales in Wallingford and Matthews Beach starting the year off, the outlook is rosy for a continuation of the strengthening market for Seattle waterfront homes that we?ve been seeing for the past few years.

The houseboat sold on Lake Union in January was actually a two-story housebarge, with views of the Seattle skyline from nearly anywhere onboard. ?Based in Gasworks Marina just east of the park, the 2 bed, 1 bath floating residence was on the market for two months before selling for $350,000. ?Listed at $369,000 originally, the 5% reduction in price was fairly minimal for this market.

In Matthews Beach on Lake Washington, a classic Seattle lakefront home with plenty of modern updates sold for $1.5 million after just one month on the market. ?Listed for $1.585 million, this was again a fairly strong purchase price for the sellers at a 5% discount.

This house is situated far off the street and has terraced grounds making their way down to the lake, ?The upper level has a swimming pool and viewing area, while the no-bank lot reaches a sandy beach at the lakeside. ?The home has 5 beds, 3.5 baths, and 3,240 square feet of living space. ?Built originally in 1937, it has been updated throughout but still retains some of its classic character.

Seattle waterfront homes sold, January 2012

2143 N Northlake Wy #58, Seattle WA 98103

8920 Sand Point Wy NE, Seattle WA 98115

Sam DeBord reports for the P-I on?the current market of Greater?Seattle homes for sale,?with an emphasis on?Seattle waterfront homes. ?Sam is a?Seattle Realtor? and Managing Broker with SeattleHome.com and Coldwell Banker Danforth. ?You can follow him on twitter at?@SEATTLEHOMEoCOM.

Source:? NWMLS Statistics.? The Northwest Multiple Listing Service did not compile or publish this information.

Source: http://blog.seattlepi.com/seattlewaterfronthomes/2012/02/26/seattle-waterfront-real-estate-starts-2012-with-350k-lake-union-houseboat-1-5m-lake-washington-home-sales/

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Mayor Lester signs letter to Olympia

By RICHARD D. OXLEY
Bainbridge Island Review Staff Writer
February 23, 2012 ? Updated 4:07 PM?

Council Member Debbi Lester has joined a long list of other Washington mayors who have come together to send a message to lawmakers in Olympia.

Lester added her signature to a letter designed to convey the urgent need to increase funding for local transportation needs ? the current system isn?t cutting it.

?This letter is a broader view of the principles of cities on what they would like to see come out of a transportation package,? said Ashley Probart, legislative and policy advocate for the Association of Washington Cities. ?We want to be involved with our own rescue which means local transportation options that work.?

For example, the letter claims that while local governments receive 11 cents out of the $.375 gas tax, the construction cost index has risen by 77 percent. The ultimate purpose of the letter is to encourage legislators to pass a transportation package to meet the needs of Washington?s cities and support local transportation options. Mainly needed is funding for roads projects, an issue islanders are familiar with.

?This is the first time in nearly 15 years that a local transportation options bill has been presented which provides greater authority for local jurisdictions,? Lester said.

Probart said that previous transportation packages passed in Washington have given a significant share to the state. He noted the packages passed in 2003 and 2005 which instated a 14.5 cent gas tax, but only 1 cent was given to cities and counties.

?That half a penny is 16 million dollars a year divided by the four million city residents in Washington State,? Probart said. ?That?s about $4 per capita.?

According to Lester, the letter is also partially in support of SB 6582 which is currently being considered by legislators in Olympia. The bill has three focuses. It would allow counties the option to have voter approved gas taxes ranging from one to three cents that would be split 60/40 between the county and the city. It would allow voter approved motor vehicle excise taxes that again would be shared between the county and city at a 60/40 split. It also provides the option of instituting a vehicle fee of up to $40 ? separate than tab fees.

?The fee is something the city could consider. To date we, as a council have opted not to,? Lester said. ??this is either a city or county option.?

Lester also noted two other transportation bills being considered by lawmakers, SB 6455 and SB 6150, which she cites as ?fee bills? that could create more revenue for transportation purposes. She said that the new revenue would enable $130 million that would fund the Transportation Improvement Board and the Safe Routes to Schools programs.

?We locally have benefitted from both those programs,? Lester said. ?Transportation Improvement Board funding covered much of the Winslow Way Reconstruction and the Public Works Department has been successful in receiving grants from the Safe Routes to Schools program.?

Probart said that with the transportation packages currently being considered in Olympia, a larger share of revenue may find its way to local governments for transportation purposes.

Attached to the letter is a list of principles they ask legislators to adhere to: provide stable funding for the state?s transportation system; allocate funds to cities in the most effective way possible including grants for smaller cities; and provide long-term funding to help keep pace with federal or state-initiated mandates among other ideals.

Lester?s signature joins 21 others, so far, from large and small cities from Port Townsend to Spokane.

?

Contact Bainbridge Island Review Staff Writer Richard D. Oxley at roxley@bainbridgereview.com or 206-842-6613.

Source: http://feeds.soundpublishing.com/~r/birall/~3/eHX2w_mzCbE/140231383.html

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Photos: Creative hole designs at the Skyway Golf Tournament

Welcome to your Personalized User Bar. Here, you can manage your account, sign up for newsletters, navigate to site sections, and share interesting content on social networks. You also can receive alerts on upcoming events, new products, or subscription/account activities.

Source: http://feedproxy.google.com/~r/bizj_national/~3/A4A88htELSo/us-bank-skyway-golf-tournament.html

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